The traps and benefits of “just in case” thinking

Why do we hold onto things that we don’t use or value? Why do we take certain actions that don’t make sense, given current circumstances? Very often the internal rationale is “just in case”. We tell ourselves that we might need an item sometime in the future, even when it hasn’t been used in years. Sometimes we act in a certain way because of perceived possible future scenarios.

We all know the Boy Scout saying “Be prepared” and the old adage “By failing to prepare, you are preparing to fail”. I’m not sure that this is always great advice or rather, it has taken too literally by some people and becomes their Just In Case (JIC) excuse.

1 in 11 Americans, pay $90+ per month to store their personal junk in self-storage facilities
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Life is too short to not take control

Resignation or resistance? Passiveness or proactivity? Unconscious or mindful? These are active decisions and ones which I believe have a dramatic impact on our quality of life. The mind shift to being more in control of one’s destiny also requires an honest recognition of the situtation, relationship, circumstance or lifestyle we are living and then a resolution to change. Instead of complaining about your lot in life, do something about it.

One of the most liberating realizations you can come to is that you are not a victim of circumstance, but rather a product of your decisions. There are the small decisions that aggregate over time, and bigger changes that shift the paradigm.

“We are not imprisoned by our circumstances, our setbacks, our history, our mistakes, or even staggering defeats along the way. We are freed by our choices”

Jim Collins

I’ve written in detail about some of the positive actions and choices I’ve made in recent months about my finances and the pursuit of financial independence, trying to live with less and implementing changes to lighten my ecological footprint.

Another area I’m looking to proactively address is work.

Time and life is finite!
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Our throw-away culture needs a rethink. It’s killing our personal finances, health and planet

Maybe I’m getting old, but it feels like many things just aren’t built to last anymore. Planned obsolesence, which is a business strategy to have things fail and encourage consumers to replace them, seems to be real phenomenon. In addition, we have endless items available to us as consumers that are virtually disposable – super low cost, easily accessible and so cheap that you’re happy to buy without thinking, even if only to use once or twice. Sometimes I think things are just too affordable.

Even if something doesn’t break, we feel compelled to replace it in time anyway. Marketers employ sophisticated techniques to convince us that new is good and old is less desirable. “Keeping up with the Joneses” mentality is unfortunately common place and, as consumers, we are conditioned to buy, buy, buy.

What is the true cost of our hyper consumerist, disposable society?

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Having a bad day at work? The pursuit of Financial Independence helps me cope, insulates me from economic downturns and gives me hope for the future

Work was tough last week – long hours, lots of pressure and an unsatisfactory discussion with my boss about the future of my role. It reaffirmed for me one of the key reasons that I’m pursuing financial indepence (FILLS) – to be free from the golden handcuffs of work (or at least this job) and have choices around how I spend my time. To live a life of purpose, meaning and joy without the burden and daily grind of paid work. To have the mental space to be present with my family at night, instead of responding to emails. The chance to pursue my dreams and ambitions rather than those of my corporate masters.

Regardless of whether you love, hate or are ambivalent about work, removing your reliance on a paycheck is both liberating and prudent.

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