Finding a better balance – is it time to recalibrate?

This morning my wife commented that I rarely do things in moderation. I guess she probably has a point, and on reflection I can see many examples where not only have I been overly-enthusiastic (maybe sometimes obsessive) about a hobby, cause or new area of interest but also how I yo-yo between extremes. For example, in my pursuit of Financial Indepence I know that at times I’ve been overly frugal but occasionally I’ll randomly go and spend a ton of money. I can go cold turkey with my Coke Zero (habit/addiction) but then revert to drinking way too much. This see-sawing behaviour often negates my positive intentions.

Perhaps the old saying “everything in moderation” has some merit. Those that read my last post about the concept of FILLS know that I’ve been thinking a lot about balance, sustainability and our place in the world.

Continue reading

There is more to life than financial independence, why I’m now pursuing “FILLS”

Over the last 12 months I’ve been obsessed with the concept of financial independence (FI). Essentially FI allows you to design a life you want without taking money into consideration. For me, embedded in the goal of FI are concepts of freedom, self-reliance, optimism and the sense of endless future possibilities. At its essence, the path to FI is realtively simple – spend less, save more, and optimize the difference. I’ve realized though, it isn’t all about money.

Continue reading